Top 10 Best Financial Advisors in Denver Colorado

Financial Advisors in Denver

Are you looking for trustworthy financial advisors in Denver? A lot of people in Colorado search for “best wealth advisors near me” on Google.

Yes, we can understand that hiring a financial advisor is a big decision because you are trusting a firm or an individual within a firm with your money. You never want to be wrong with investing and protecting your money for retirement or wealth accumulation. But how can you be sure that your money is in the right hands? How can you know about their fee structure and how it affects your retirement or savings in the long run?

Why Do You Need Financial Advice?

When it comes to investing your money, there are so many different options available out there. Whether you want freedom from your job or want to plan a comfortable retirement, you need to have a smart strategy to follow.

In order to make the right decision, a lot of people seek the advice of Denver financial planners to smoothly navigate through sudden changes in life i.e. marriage, the birth of a child, divorce, death, switching a career, or starting a new business.

Also, selling a business often results in needing a new approach. You need a good financial planner and business broker to help you reach the next level of success.

So basically, every stage of your life demands a different approach to planning, saving, and investing your money depending on your circumstances. For example, if a person starts investing money at the age of 21, the approach and needs of that person will be completely different than the one who starts at the age of 65.

Yes, there are so many things to consider when it comes to investing like the approach, how powerful the investment portfolio is, and the current income of an individual. But above all, your chances of success or failure to reach your goals largely depend on the financial planner you choose.

Your long-term financial strength depends on the political climate, the state of the economy, and most importantly how actively your financial planner prepares for the ups and downs of the market.

How Can You Accomplish Financial Planning

There are several ways to accomplish financial planning. The popular ones are:

1. Signing up with an online do-it-yourself investment company

An online do-it-yourself firm lets you do everything without human advice. It usually holds a lower price or cost to invest. This is because there is no other human being involved in doing research or making transactions in the investment.

2. Hiring a financial advisor

Just like hiring a Denver business broker, the option of hiring your own financial planner or wealth manager comes with higher costs but with alluring results.

Analysts say that you can expect 2% to 4% better results when you actively involve a financial planner as compared to doing it all alone.

Payment Structures of Denver Financial Advisors

Hiring a financial planner to get greater returns comes at a higher cost. So, you should be able to evaluate if it is beneficial for you or not.

In order to know this, you need to have a crucial understanding of how Denver financial advisors make money. This will help you analyze how they work to make you money.

The most commonly used payment structures when hiring financial advisors in Denver are:

  • Hourly: The investor is charged for time use on his behalf, regardless of assets.
  • Retainer: A scheduled fee (usually monthly or annual) makes the Financial Advisor available, on-call for the advisory services the retainer covers.
  • Flat fees: A set price for financial planning and asset management services. The fees have nothing to do with the amount of the investor’s account, big or small. It’s like ordering off a menu of services.
  • Commission: The financial advisor receives a percentage of the money spent buying high-performing investments, usually charged per transaction.
  • Asset management: The investor is charged a fee based on how much money is invested and fees usually are paid directly from the investor’s account.

Which Payment Structure is  Best?

Be aware that a conflict of interest can arise if you choose the wrong fee structure for your needs.

For example, if a financial advisor is charging an hourly fee and is less interested in helping you make more money, that person is likely to spend time on another account. They make more money the more investments and assets grow in an Asset Management account.

Similarly, financial advisors in Denver can make unnecessary transactions if they get a flat fee per transaction.

In our opinion, going with the commission-based fee structure (Taking a portion of the growth of the investment) can encourage more productive results.

How to Choose the Right Financial Advisor in Denver

How can you ensure that the financial advisors in Denver are not asking you to make investments that benefit their interests more than yours?

The best way to determine this is to ask your potential financial planner, “Do you have a fiduciary responsibility to my investments?”

If the financial planner is licensed, he/she must invest in your best interest first even if it does not benefit them. They will be bound by ethics and regulations to do so.

If the financial planner does not hold a strong sense of fiduciary responsibility, he could lead you to a riskier path.

However, this risker path can also provide a higher payoff for you in the end. Who can say which choice is better? It would be hard to determine. Safer? Or bigger and better results? It truly depends on your situation. You can try it both ways to find out which approach works best for you.

The wisest course? Get to know your financial planner and make sure you feel comfortable with the road he or she has planned for you, tailored to the results you desire.

10 Best Financial Advisors in Denver

To help you save time, we have done our research and listed out the best financial advisors in Denver. These companies are selected based on their reviews, ratings, experience, and professional services. Here they are:

1. Mercer Advisors

editors choice

Mercer Advisors is a full-service wealth management firm serving clients with financial clarity, investment insight, and long-term collaborative partnerships.

Some of the major services of Mercer Advisors include investment management, financial planning, estate, tax, asset protection, risk management, legacy planning, retirement plan design and administration, and family wealth office services.

Kendrick Mercer started this firm as a law practice focusing on estate planning for families and professionals. He quickly realized that his clients need more than just drafting wills, estate plans, and trusts. They need someone who can help them make sense of their financial situation and make better decisions. During this process, he also realized that there’s no firm offering the solution to these problems and serving under fiduciary standards.

So, in 1985, he came forward and founded Mercer Advisors as the country’s first planning-focused independent investment advisory firm. His firm works with the mission to help clients achieve Economic Freedom.

Mercer Advisors
1200 17th Street Suite 500
Denver, Colorado 80202
Phone: 888.561.1681

2. GHP Investment Advisors, Inc.

GHP Investment Advisors, Inc. offers personalized wealth management and financial planning services to individuals and families. GPHIA is fiduciary. It is obligated to act in your interests by identifying the investments that work best in your favor. It does not sell insurance and does not receive any commission for selling investments or financial products.

The firm offers comprehensive services. It manages your investment portfolio, collaborates and communicates with you as well as your attorney, accountant, and other professionals about your insurance, taxes, estate plans, business, and other financial issues.

GHP Investment Advisors, Inc. believes that short-term volatility is difficult to predict, if not impossible. GHPIA does not support momentum plays and market timing approach. Rather, it works to understand the long-term relationship between risk and reward. The firm only takes the risks necessary to achieve your goals.

GHPIA has tailored its management services in a way that you can achieve financial freedom. While working with this firm, you do not have to travel alone through the difficult journey of financial markets and the volatility of life.

GHP Investment Advisors, Inc.
1290 Broadway, Suite 1100,
Denver, CO 80203
Phone: 303-831-5051

3. Colorado Wealth Group

Colorado Wealth Group offers custom wealth management and financial planning services to both individuals, families, and business owners.

The financial planning process of this Colorado Wealth Group starts with an initial consultation with a wealth advisor who guides you through a data-gathering process to prepare a financial plan proposal for you. The financial plan comes with a list of recommendations that you need to execute to achieve your goals.

Afterward, you work with your wealth advisor and the team to customize your financial plan to enhance the probability of success. You’ll then meet your wealth advisor twice a year to ensure that you stay accountable to your goals and take the required actions.

Colorado Wealth Group offers a comprehensive range of services including financial planning, investment management, insurance planning, and business consulting. The professionals here believe that a strong financial lifecycle plan empowers you to hit your savings goals parallel to providing a roadmap for a successful descent from the summit and beyond that.

Colorado Wealth Group
1345 S. Broadway,
Denver, CO 80210
Phone: (720) 729-2500

4. Colorado Financial Advisors

Colorado Financial Advisors is a comprehensive insurance and financial services firm dedicated to helping clients achieve their goals. It holds a professional team of experts who have years of knowledge and experience to create a wise and solid financial plan for you.

Colorado Financial Advisors offers a wide range of financial products and services to individuals, families, and business owners. It works with top insurance providers to find the right product for your needs.

The firm takes pride in its commitment to clients, sound advice, independent ideas, and expertise to help you reach your financial goals. It follows a three-step meeting process starting from a discovery meeting to an implementation meeting and then an initial progress update meeting to see whether you are following the right path or not.

Colorado Financial Advisors
5105 DTC Parkway Suite 310
Greenwood Village, CO 80111
Phone: (303) 277-0605

5. Moneta Group

Moneta Group is a financial wealth management firm helping successful individuals, families, and business owners secure their current wealth and wisely plan for the future. it is a $32 billion in Assets Under Management (AUM) firm providing you the security, longevity, and resources of a large firm parallel to giving you the attention you deserve.

Moneta Group is a fee-only financial advisory firm serving clients in all stages of their lives starting from young high-earners to retirees and in between. Moneta financial advisors are fiduciaries and highly credentialed empowering their clients to smartly achieve their financial goals.

The firm is a 100% Partner-owned registered investment advisor (RIA), beholden only to its clients, not investors. Since 1999, Moneta Charitable Foundation (MCF) has been serving the communities it serves giving $4 million+ to more than 300 nonprofit organizations.

As expert financial advisors empowering people to make smart financial decisions, MCF highly focuses on building sound financial habits in young adults by making money a part of their high school education.

Moneta Group
200 Columbine, Suite 220
Denver, CO 80206
Phone: (720) 579-9200

6. GWS&A – Global Wealth Strategies & Associates

GWS&A is a registered investment advisor offering professional investment advisory services to individuals, businesses, and families. The firm educates and inspires clients to build a lifetime of financial security through a sound financial plan.

GWS&A – Global Wealth Strategies & Associates implements a comprehensive financial planning model aligning with your objectives and values parallel to making sure the right allocation of your assets to mitigate risk, maximize tax efficiency, and optimize investment returns.

The firm follows a personalized approach and implements financial plans customized to the unique circumstances of each client. The experts of GWS&A put a well-thought roadmap through sophisticated asset-based strategies and investment planning.

It works closely with your CPAs, business planners, tax attorneys, estate planners, general counsel, and other trusted advisors to make the best decision in your interest.

GWS&A – Global Wealth Strategies & Associates
3200 Cherry Creek Drive South, Suite 280,
Denver, CO 80209
Phone: 720.420.4870

7. Janiczek Wealth Management

Janiczek Wealth Management is a fee-only fiduciary wealth management firm helping financially successful individuals and families. It is the only wealth management firm in the nation offering Complete Wealth Optimization™ with the help of its patented system and talented team.

At Janiczek Wealth Management, financial advisors dedicate themselves to empowering clients who take responsibility for their wealth and want to make confident choices for their future. They create customized strategies to create a stable financial future for clients and achieve financial freedom in the true sense.

Janiczek Wealth Management uses an Evidence-Based Investing approach to filter out emotional distractions and market noise to put your portfolio in a stronger position so that you can grow sustainably. It provides you with a color-coded dashboard highlighting your strengths and areas to improve with the help of a Strength Based Wealth Management ® discipline.

Janiczek Wealth Management
7001 E. Belleview Avenue Suite 600
Denver, CO 80237
Phone: +1 (303) 721-7000

8. All Season Financial Advisors, Inc.

All Season Financial Advisors, Inc. is a Registered Investment Advisor firm offering wealth management services to individuals, families, and businesses. It is a fee-only firm specializing in risk-managed investment strategies parallel to providing tax strategy, financial planning, and estate planning services.

All Season Financial Advisors offers an affordable wealth management package to help clients follow a smooth financial trajectory and achieve their goals. It manages to keep all the operations fully transparent and behave in a sustainable manner to form trustworthy and long-term relationships with clients.

Some of the major services of this firm include financial planning, wealth management, and asset management.

While working with All Season Financial Advisors, you get customized financial plans prepared through cMoney Advisor. Furthermore, you can use cMoney Advisor’s secure client portal to fulfill your budgeting, financial data aggregation, and document storage needs.

All Season Financial Advisors
731 Sherman Street
Denver CO 80203
Phone: 303-837-1187

9. Merit Financial Advisors

Merit Financial Advisors is an SEC-registered investment advisor and financial planning firm specifically serving individuals in transition including retirement, widowhood, divorce, etc. While going through these events in life, the advisors and partners at Merit guide you through the financial implications making things as easy as possible for you.

Rick Kent, CEO of Merit Financial Advisors, built the firm on a servant-leadership style, empowering his team to solve problems, create solutions, and grow. He continuously works on looking for ways to make his team better so that it can generate lucrative results for clients.

The firm follows a model anchored in core values and relationship-based culture. Every member of Merit Financial Advisors carries these values and treats clients as a priority.

Merit Financial Advisors
1999 Broadway, Suite 1415
Denver, CO 80202
Phone: 303.996.6514

10. Maia Wealth

Maia Wealth is an independent Registered Investment Advisor (RIA) firm committed to providing exemplary financial planning services. It is among the small minority of financial advisory firms that are entirely unbiased, conflict-free, and most importantly independent fiduciaries.

Among the comprehensive list of services that Maia Wealth provides include tax planning, financial planning, investment management, estate planning, risk management, and philanthropy.

Maia Wealth is dedicated to helping its clients create a better financial future through an effective financial plan that can help maximize financial stability in the long run. It holds a team of educated, experienced, credentialed, and action-oriented advisors who work closely with the attorneys to ensure the financial advice is aligned with your overall goals.

Maia Wealth
1401 17th ST, STE 850,
Denver, CO 80202
Phone: (720) 644-8803


The team providing this Top Ten financial advisors in Denver list believes smart people make smart decisions because they educate themselves on the choices they are preparing to make.

We hope we’ve helped you become smarter about choosing a financial advisor that meets your unique and specific needs.

We try to provide readers with up-to-date information that will help them make those good decisions for hiring financial advisors in Denver. We hope you’ve enjoyed reading the information we’ve provided and learned about some of the choices for Financial Advisors in the Denver area.

No content is intended to constitute professional advice. This content is not responsible or liable for any consequences relating directly or indirectly to any action you take or fail to take based on the information provided. It is very important to do your own analysis, based on your own personal circumstances, before making any investment.

Consult with your own investment, financial, tax, and legal advisers. Readers agree to indemnify and hold harmless the providers of this information, from and against any and all liability, losses, claims, demands, disputes, damages, or costs of any kind.

Searching for a Denver Business Broker in Colorado?

Peterson Acquisition is rated as one of the best Denver business brokers and #1 among all business brokers in the nation!

If you have any questions about our top 10 lists, please contact Chad Peterson to discuss partnership opportunities.


Provide your name, email, and phone to start the process.


Provide your name, email, and phone to start the process.


Provide your name, email, and phone to start the process.

Please complete information on the next page as well. The information is necessary for your consultation.