Are you in search of professional financial advisors in Aurora? A lot of people in Colorado keep on searching “best wealth advisors near me” on Google. To be honest, it’s quite understandable why they do so.
Hiring a financial advisor is an important decision because you are trusting a firm or an individual within a firm within your assets. You’ll never want to go wrong with protecting your money and investing it for wealth accumulation or retirement.
But, how can you ensure that your money is in the right hands? How can you gather the right knowledge about the fee structure of financial advisors to analyze its impact on your savings or retirement plan in the long run?
Why Do You Need Financial Advice?
There are a lot of options available for financial advisors when it comes to investing your money. Whether you are in the transition phase, just starting your business, or looking for a risk-free retirement plan, you need a sound strategy to do so.
That’s why a lot of people seek the advice of Aurora financial planners to navigate smoothly through sudden events of life like marriage, divorce, childbirth, quitting a job, switching a job, or shifting towards entrepreneurship.
Besides that, if you are in the phase of selling your business, it often results in needing an entirely different approach. During this process, you need a good business broker and financial planner to help you make the best choices.
Thus, every stage of your life demands a new approach to saving, investing, and planning your money. It entirely depends on your circumstances.
Let’s say a person begins investing money at the age of 21, his/her needs and approach to investment will be different than a person who starts this process at the age of 60.
Yes, we cannot deny that there are a lot of factors to consider when it comes to investing. This includes your approach, how strong the investment portfolio is, and the present income of an individual. But, above all these factors, the chance of your success or failure majorly depends on the financial planner you hire.
Your financial strength in the long term depends on the political climate, the state of your country’s economy, and how your financial planner takes you through the ups and downs of the market.
How Can You Accomplish Financial Planning
There are many different ways to accomplish financial planning. The two major ones are:
1. Signing up with an online do-it-yourself investment company
When you choose an online do-it-yourself firm, it allows you to handle everything without any human advice. This option comes with a lower cost or price. It’s because no human being is involved in doing research or making transactions in the investment.
2. Hiring a financial advisor
Just like Aurora CPA, hiring your own wealth manager or financial planner comes with higher costs but with lucrative results.
Financial analysts say that you can expect 2% to 4% better results when you work with a financial planner as compared to handling it all alone.
Payment Structures of Aurora Financial Advisors
It’s true that involving a financial planner in wealth management to get greater returns comes at a higher cost. So, you must first analyze if it will work in your favor or not.
To get a better understanding of this, learn how Aurora financial advisors make money. It will help you analyze how they work to make you money.
The most commonly used payment structures when hiring financial advisors in Aurora are:
- Hourly: The investor is charged for time use on his behalf, regardless of assets.
- Retainer: A scheduled fee (usually monthly or annual) makes the Financial Advisor available, on-call for the advisory services the retainer covers.
- Flat fees: A set price for financial planning and asset management services. The fees have nothing to do with the amount of the investor’s account, big or small. It’s like ordering off a menu of services.
- Commission: The financial advisor receives a percentage of the money spent buying high-performing investments, usually charged per transaction.
- Asset management: The investor is charged a fee based on how much money is invested and fees usually are paid directly from the investor’s account.
Which Payment Structure is Best?
In order to make the best choice, know that a conflict of interest can arise if you go with the wrong structure that does not meet your needs.
For example, if a financial advisor charges an hourly fee and is less concerned about helping you make more money, that person is more likely to spend time on another account. When they make more money, more investments and assets grow in an Asset Management account.
Besides that, financial advisors in Aurora can transfer money unnecessarily if they get a flat fee per transaction.
So, in our view, choosing the commission-based fee structure can boost results. It involves taking a portion of the growth of the investment.
How to Choose the Right Financial Advisor in Aurora
How can you analyze that the financial advisors in Aurora are not suggesting you make investments that suit their interests more than yours?
The best way to understand this is to ask your potential financial planner, “Do you have a fiduciary responsibility to my investments?”
If the financial planner is licensed, he/she will be bound by ethics and regulations to must first invest in your best interest even if they do not benefit from it.
On the other hand, if a financial planner does not take fiduciary seriously, he/she could lead you to a riskier path. However, this path can also end up with a higher payoff. Nobody knows.
So, it’s hard to determine which choice is the best. It truly depends on your situation. You can try both options and decide later which one works best for you.
The safer side? Have a meeting with your potential financial planner first and get to know him/her. Make sure you feel comfortable with the plan they have created for you. It should be tailored to the results you want to achieve.
10 Best Financial Advisors in Aurora
Here is the list of the top 10 best financial advisors in Aurora for you. We have done detailed research and selected these companies based on their reviews, experience, ratings, and professional services. Have a look:
1. CAA Financial
CAA Financial is a registered financial advisory firm that helps clients overcome financial obstacles by developing solid and dependable financial management plans. This firm provides individuals with the top insurance plan to protect their family members in the event of the unexpected.
CAA Financial provides a wide range of services, such as insurance (business insurance, life insurance, and home insurance), home loans, tax preparation, and accounting. With over ten years of experience, its dedicated team assists clients in gaining control of their finances and making them profitable while managing the anticipated risks.
The core values of CAA Financial encompass sincerity, management, accountability, guidance, the latest opportunities available, and business trust. It also assists people in determining what is best for their situation by providing honest advice and prompt responses.
3033 S Parker Rd Suite 750,
Aurora, CO 80014
2. Aurora Financial Services, LLC
Aurora Financial Services Inc. is a family-owned and registered financial planning firm. It serves Individuals, families, and small businesses, such as sole proprietorships, corporations, and partnerships. The firm does cost segregation studies for rental property owners and Business Entity Planning & Conversion to help grow their businesses.
Aurora Financial Services is dedicated to assuring its clients that their personal assistance is based on years of advanced training, technical experience, and financial acumen. It is committed to boosting the average family’s financial health and increasing its client capital by legally reducing the income taxes paid. The firm works one-on-one with clients and believes in such collaborations to identify when new strategies are required before it is too late to implement them.
Aurora Financial Services has been reviewed by Better Business Bureau and given an A+ rating. Since 2004, its ongoing investment in continuous professional learning, cutting-edge computer technology, and extensive business relationships demonstrates its dedication to excellence.
Aurora Financial Services, LLC
2851 S Parker Rd, Suite 1260
Aurora CO 80014
Phone: (303) 745-3962
3. Clark Brothers Investments
Clark Brothers Investments is a veteran-owned and registered investment advisory firm specializing in financial planning and management. The primary purpose of Clark Brothers is to serve individual investors over their long careers by educating, advising, and empowering them to “Get Invested and Stay Invested”.
Clark Brothers Investments recommends the best stocks worldwide and does not require account minimums, commission-based sales, annuities, or insurances to be sold. Its investment philosophy is solely based on selecting the proper governance for individual investors. It establishes long-term financial goals and develops strategies to assist in the management of investment decisions and make sure that individuals make the right ones.
The professionals here have years of experience designed to assist clients and small businesses with sound investment portfolio management. In addition, Clark Brothers Investments offers professional investment advice and financial planning for a single all-inclusive annual fee of only 1% of assets under management.
Clark Brothers Investments
19580 Victorian Drive #306
Parker, CO 80138
4. ERSI Wealth Management
ERSI Wealth Management is an independent financial advisory firm that provides financial services, investment, retirement, and tax planning services. The firm has a team of professionals with years of experience in financial services assisting clients in meeting their needs today and in the future.
While other firms may adhere to a strict hierarchical model, ERSI Wealth Management believes that such a system contradicts the ultimate goal of providing every client with the best possible service. When talented professionals are trusted to take care of the client’s needs and work directly with the client, incredible things start to happen.
As a firm client, you have access to all resources when needed. This approach enables the team to collaborate on complicated problems without the red tape of bureaucracy. ERSI Wealth Management aims to help the employees grow, develop, and lift one another as a team in the endeavor of providing excellent service to every client.
ERSI Wealth Management
7009 South Potomac St Suite 102
Centennial, CO 80112
5. Shires Financial Group Inc
Shires Financial Group Inc is a financial advisory firm that serves Individuals, households, and business owners. The firm provides significant services such as Tax debt forgiveness, collection payment arrangements, bookkeeping, and payroll. It also helps its clients in getting the IRS off their backs, ensures that they do their taxes correctly, and manages their payroll so they can focus on running their businesses.
Parallel to that, Shires Financial Group also provides contract CFO services on a project and ongoing basis for entrepreneurs, start-ups, and small to mid-size businesses in the Denver metropolitan area.
Shires Financial Group employs highly trained and diligent employees who thoroughly review the client’s case to ensure no details are overlooked. They ensure that the forms are correctly filled out and that the best IRS Tax Forgiveness Program for a client’s situation has been picked. To achieve the best possible result for clients, the IRS negotiation expert of the firm represents the clients.
Shires Financial Group Inc
12361 E. Cornell Ave.
Aurora, CO 80014
6. Ryan Financial Inc.
Ryan Financial Inc. is a certified financial advisor and retirement planner firm that offers customized strategies and planning to provide the potential for future growth. The firm employs an Advance and Protect asset management strategy. It uses proper asset allocation to guide its clients toward a preferred balance of investment income and risk.
Ryan Financial Inc. has a team of professionals with years of experience in financial services. When it provides services to individual clients, the team members listen to their concerns and unique life paths. The team considers the client’s family members, his\her dreams, and requirements.
Using cutting-edge technology, Ryan Financial Inc. also employs a software system to analyze market behavior. This system assists it in developing plans that capitalize on trends while assisting with the inherent challenges. Although no system or strategy can guarantee a profit or protect against a loss, whenever the markets move, the firm is ready to act on behalf of the client.
Ryan Financial Inc.
7800 E Union Avenue Suite 450
Denver, CO 80237
Phone: (303) 243-3388
7. Alignment Financial Advisors
Alignment Financial Advisors is a financial advisory firm that provides the best retirement with a good succession plan to individuals, families, and small businesses. It is a team of independent finance guides that deliver economic confidence and personal satisfaction through the most cutting-edge financial options available.
The firm assists you in determining what matters most to the client. The TrueFocusTM approach of the firm employs a one-of-a-kind map that places the client’s core values at the center, allowing them to guide their financial decisions.
From creating a well-structured insurance and investment strategy to managing your money, Alignment Financial Advisors has got you covered. It discusses healthcare costs, income stability, debt burdens, and the simple recipe for retirement success.
As it comes under fiduciary law, Alignment Financial Advisors has a firm belief that helping and serving others leads to one’s own success, and helps clients in growing by personally engaging, investing in, and listening to them. It also offers a variety of products and financial products to meet your insurance and financial needs. This includes college funding, retirement, and lifetime income strategies.
Alignment Financial Advisors
6155 South Main Street Suite 235
Aurora, CO 80016
8. Value Financial Advisors, Inc.
Value Financial Advisers, Inc. is a financial planning firm that has a clear and important aim to provide high-quality investment guidance and personalized financial services. The firm offers individual services to clients who want to grow their wealth while maintaining a safety margin. It also ensures personnel continuity and a proven investment plan. The firm has been operating in continuous operation since its inception in 1983.
Value Financial Advisers, Inc. makes an effort to get to know its clients and understand their financial objectives and risk tolerance. It seeks situations in which its approach closely matches the investor’s needs and Portfolio Management. It provides additional financial planning and wealth management services as needed or requested by clients.
As a fiduciary firm, Value Financial Advisers, Inc. relentlessly pursues trust, integrity, and dignity and follows the Value Philosophy of investing. Its Investment Committee works hard to keep a “sober” perspective on global economies and financial markets. It conducts in-depth research on many of the world’s most successful investors. The firm incorporates its advice into its portfolio decisions.
Value Financial Advisors, Inc.
3600 South Beeler St. Suite #300
Denver, CO 80237
Phone: (303) 770-3030
9. Strategic Wealth Designers
Strategic Wealth Designers, is an independent financial planning firm that provides a variety of services tailored to the client’s needs and goals, such as wealth accumulation, asset protection, life insurance, retirement income strategies, annuities, and more.
The investment strategies of Strategic Wealth Designers offer clients a worry-free path to retirement. With years of experience, it is proud to be named one of the Inc 5000’s fastest-growing private companies in 2020. It is dedicated to providing wealth management suggestions that are in the client’s best interests.
As a fiduciary firm, Strategic Wealth Designers adheres to two simple yet unconventional principles, education, and honesty in the matter of client relationships. Its goal is to simplify complex financial concepts so that clients can make the best financial decisions for themselves and their families.
Strategic Wealth Designers
4600 S Syracuse St, Suite 100
Denver, CO 80237
10. Keith P Clark CPA PC
Keith P Clark CPA PC is a financial advisory firm that serves individuals and small businesses. The firm provides tax preparation services, payroll services, and other business and personal accounting services along the front range. It provides solutions to your federal or state income tax needs at an affordable price.
Keith P Clark CPA PC has qualified and experienced staff to assist clients with whatever they may require. It works around its clients’ busy schedules by meeting with them in person, over the phone, or via email. It takes an upfront and honest approach to clients’ situations and gives them the personal attention one could expect from a professional company. It also strives to minimize tax liability through careful planning.
Keith P Clark CPA PC offers cost-effective solutions for your federal and state income tax needs. The firm makes sure that the taxes are prepared and filed with care, accuracy, and in a timely manner. With its expert bookkeeping and accounting services, you can focus on developing and maintaining your business.
Keith P Clark CPA PC
3190 Vaughn Way, Suite 550
Aurora, CO 80014
Phone: (303) 862-4169
The team providing this Top Ten financial advisors in Aurora list believes smart people make smart decisions because they educate themselves on the choices they are preparing to make.
We hope we’ve helped you become smarter about choosing a financial advisor that meets your unique and specific needs.
We try to provide readers with up-to-date information that will help them make those good decisions for hiring financial advisors in Aurora. We hope you’ve enjoyed reading the information we’ve provided and learned about some of the choices for Financial Advisors in the Aurora area.
No content is intended to constitute professional advice. This content is not responsible or liable for any consequences relating directly or indirectly to any action you take or fail to take based on the information provided. It is very important to do your own analysis, based on your own personal circumstances, before making any investment.
Consult with your own investment, financial, tax, and legal advisers. Readers agree to indemnify and hold harmless the providers of this information, from and against any and all liability, losses, claims, demands, disputes, damages, or costs of any kind.
Searching for an Aurora Business Broker in Colorado?
Peterson Acquisition is rated as one of the best Aurora business brokers and #1 among all business brokers in the nation!
If you have any questions about our top 10 lists, please contact Chad Peterson to discuss partnership opportunities.
Your Local Peterson Acquisitions Business Broker in Aurora
Ethan represents the following communities for Peterson Acquisitions:
ADAMS, AFTON, ALBERT LEA, ALMA, ALMA CENTER, ALMENA, ALTOONA, ALTURA, AMERY, ANDOVER, ANOKA, ARCADIA, ARKANSAW, AUGUSTA, AUSTIN, BALDWIN, BALSAM LAKE, BANGOR, BARRON, BARRONETT, BAY CITY, BAYPORT, BELDENVILLE, BETHEL, BLACK RIVER FALLS, BLAIR, BLOOMER, BLOOMING PRAIRIE, BOYCEVILLE, BOYD, BRAHAM, BROWNSDALE, BROWNSVILLE, BRUCE, BURNSVILLE, BYRON, CADOTT, CALEDONIA, CAMBRIDGE, CAMERON, CANNON FALLS, CANTON, CARPENTER, CASHTON, CASTLE ROCK, CATARACT, CEDAR, CENTER CITY, CENTURIA, CHASEBURG, CHATFIELD, CHESTER, CHETEK, CHIPPEWA FALLS, CHISAGO CITY, CIRCLE PINES, CLAREMONT, CLARKS GROVE, CLAYTON, CLEAR LAKE, COCHRANE, COLFAX, COMSTOCK, CONRATH, COON VALLEY, CORNELL, COTTAGE GROVE, CRESCO, CUMBERLAND, CUSHING, DAKOTA, DALBO, DALLAS, DE SOTO, DECORAH, DEER PARK, DENNISON, DEXTER, DODGE, DODGE CENTER, DORCHESTER, DOVER, DOWNING, DOWNSVILLE, DRESSER, DUNDAS, DURAND, EAU CLAIRE, EAU GALLE, EITZEN, ELEVA, ELGIN, ELK MOUND, ELKTON, ELLENDALE, ELLSWORTH, ELMA, ELMWOOD, ETTRICK, EYOTA, FAIRCHILD, FALL CREEK, FARIBAULT, FARMINGTON, FERRYVILLE, FOREST LAKE, FOUNTAIN, FOUNTAIN CITY, FREDERIC, FRONTENAC, GALESVILLE, GENEVA, GENOA, GILMAN, GILMANTON, GLENVILLE, GLENWOOD CITY, GOODHUE, GRAFTON, GRAND MEADOW, GRANDY, GREENWOOD, HAGER CITY, HAMMOND, HAMPTON, HARMONY, HARPERS FERRY, HARRIS, HASTINGS, HAYFIELD, HAYWARD, HIGHLANDVILLE, HIXTON, HOKAH, HOLCOMBE, HOLLANDALE, HOLMEN, HOMER, HOPE, HOULTON, HOUSTON, HUDSON, HUGO, HUMBIRD, INDEPENDENCE, INVER GROVE HEIGHTS, ISANTI, JIM FALLS, KASSON, KELLOGG, KENSETT, KENYON, KILKENNY, KNAPP, LA CRESCENT, LA CROSSE, LAKE CITY, LAKE ELMO, LAKELAND, LAKEVILLE, LANESBORO, LANSING, LE ROY, LEWISTON, LIME SPRINGS, LINDSTROM, LITTLE CEDAR, LONSDALE, LUBLIN, LUCK, LYLE, MABEL, MAIDEN ROCK, MANLY, MANTORVILLE, MARINE ON SAINT CROIX, MAZEPPA, MC INTIRE, MEDFORD, MELROSE, MENDOTA, MENOMONIE, MERRILLAN, MILLTOWN, MILLVILLE, MINDORO, MINNEAPOLIS, MINNESOTA CITY, MONDOVI, MONONA, MORRISTOWN, NELSON, NERSTRAND, NEW ALBIN, NEW AUBURN, NEW RICHMOND, NEWPORT, NORTH BRANCH, NORTHFIELD, NORTHWOOD, ONALASKA, ORCHARD, ORONOCO, OSAGE, OSCEOLA, OSSEO, OSTRANDER, OWATONNA, OWEN, PEPIN, PETERSON, PIGEON FALLS, PINE ISLAND, PLAINVIEW, PLUM CITY, PRAIRIE FARM, PRESCOTT, PRESTON, PROTIVIN, RACINE, RANDOLPH, READS LANDING, RED WING, RICE LAKE, RICEVILLE, RIDGELAND, RIDGEWAY, RIVER FALLS, ROBERTS, ROCHESTER, ROCK FALLS, ROCKLAND, ROLLINGSTONE, ROSE CREEK, ROSEMOUNT, RUSH CITY, RUSHFORD, SAINT ANSGAR, SAINT CHARLES, SAINT CROIX FALLS, SAINT FRANCIS, SAINT PAUL, SAINT PAUL PARK, SAND CREEK, SARGEANT, SCANDIA, SHAFER, SHELDON, SOMERSET, SOUTH SAINT PAUL, SPARTA, SPRING GROVE, SPRING VALLEY, STACY, STACYVILLE, STANCHFIELD, STANLEY, STAR PRAIRIE, STEWARTVILLE, STILLWATER, STOCKHOLM, STOCKTON, STODDARD, STRUM, TAOPI, TAYLOR, TAYLORS FALLS, THORP, TOETERVILLE, TREMPEALEAU, TURTLE LAKE, UTICA, VERMILLION, WABASHA, WALTHAM, WANAMINGO, WARSAW, WATERVILLE, WAUKON, WEBSTER, WELCH, WEST CONCORD, WEST SALEM, WESTBORO, WEYERHAEUSER, WHEELER, WHITEHALL, WILLARD, WILLERNIE, WILSON, WINONA, WITHEE, WOODVILLE, WYKOFF, WYOMING, ZUMBRO FALLS, AND ZUMBROTA.