If you’re looking for the best financial planners in Alpharetta, Georgia, you’re not alone. Many residents in the area continually input queries like “top wealth advisors near me” online—and it’s clear why.
Choosing a financial advisor is crucial, as you’re entrusting a professional or a company with your finances. Naturally, you want to make sure your funds are safe. You’ll also want to make sure it’s invested wisely for growth and retirement planning.
However, how can you be confident that your finances are being handled correctly? How can you thoroughly understand the payment scheme charged by financial advisors and the way it affects your savings or retirement plans in the long run?
What Situations Require Financial Advice?
Making wise financial choices is key to reaching your objectives. While some can manage their money on their own, there are situations where getting a financial advisor in Alpharetta is helpful.
Complex Finances: A financial advisor can guide you through complex financial situations. They’re skilled in crafting detailed financial plans that fit your unique situation.
Lack of Time: When you’re juggling work, family, and personal life, managing your finances can be tough. A top Alpharetta financial advisor can take care of tasks like managing your investments, researching where to invest, and keeping up with financial trends. This frees up your time, so you can concentrate on other aspects of your life.
Long-Term Goals: For goals like saving for retirement, funding education, or preparing for big life changes, a financial advisor can outline steps to help you get there.
Investment Guidance: If investing is new to you or feels daunting, a financial planner in Alpharetta can offer guidance. They’ll evaluate your risk profile, suggest investments that fit your risk profile, and make sure your investment portfolio matches your financial goals.
Major Life Changes: Big life events like marriage, divorce, receiving an inheritance, or starting a business can lead to complicated financial changes. A financial advisor can give you unbiased advice, helping you make smart choices and tackle any hurdles.
In these scenarios, working with the best Alpharetta financial advisor can bring you comfort and better financial results. If you think you might benefit from their help, it’s worth talking to a reputable financial advisor to see how their skills can aid your financial journey.
How To Select the Right Path in Financial Planning
Creating a solid financial plan is essential for maintaining your financial health over time. Think about these strategies:
1. Explore self-service online tools.
Manage your finances using online tools that let you handle your investments by yourself. This approach can help you save money because it cuts out the middlemen in your financial transactions.
2. Get help from a financial professional.
Despite the costs, working with a financial advisor or wealth manager in Alpharetta can be beneficial. Studies indicate that having a financial advisor could improve your long-term investment returns by 1.5% to 4%.
Payment Models of Financial Advisors in Alpharetta, Georgia
Knowing about the most common payment schemes is important when picking a financial advisor.
Here’s a list of the most typical ones in Georgia:
Hourly Fee: Advisors bill clients for the actual time spent working on their finances, regardless of the size of their assets.
Retainer Fee: Advisors charge a set fee, either monthly or annually, for being on hand to offer the advisory services included in the retainer agreement.
Flat Fees: These are pre-set charges for specific services like financial planning or managing assets. These fees don’t change based on the investor’s account size.
Commission-Based: In this payment structure, wealth managers in Alpharetta get a cut from the money spent on buying well-performing investments, usually charged for each transaction.
Asset Management Fee: Investors pay a fee based on how much they’ve invested, which is taken directly from their accounts.
Which Payment Structure Is the Best?
Paying close attention to possible conflicts of interest is crucial when picking a payment structure for your Alpharetta financial planner. Picking the wrong payment method can negatively impact your financial health.
For the best results, we highly recommend a commission-based fee setup. In this setup, your financial advisor makes money based on how well your investments perform, motivating them to focus on your financial growth.
It’s important to choose a payment plan that matches your financial goals. You also have to ensure that your advisor’s motivations are in line with your best interests.
7 Key Factors When Choosing an Alpharetta Financial Advisor
When picking a financial advisor, it’s crucial to consider several important factors to ensure you make a well-informed choice. You must find an advisor who matches your financial objectives and values.
1. Qualifications and Credentials
Seek advisors with important qualifications and credentials like Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA). These titles show a level of expertise and commitment to professional standards.
2. Experience and Specialization
Look into the Alpharetta financial planner’s background and success record. Check how long they’ve been in the field and ask about their specific areas of knowledge.
3. Service Offerings
Review what services the advisor or firm offers. Whether it’s full financial planning, managing investments, planning for retirement, or other specialized services, make sure their services meet your needs.
4. Fiduciary Responsibility
The best financial planners in Alpharetta acts as a fiduciary. This means that they’re legally bound to put your interests first. This commitment ensures that your needs come before their own.
5. Client Feedback
Ask for a client roster from your potential advisor. Ask for referrals or feedback from them if you can. This can give you insight into their reputation and effectiveness.
6. Fee Structure
Understand how your Alpharetta financial advisor gets paid. Advisors might charge a percentage of the assets they manage for you, a fixed fee, or an hourly rate. Make sure their fee structure is clear and acceptable to you.
7. Personal Connection
Meet with potential advisors to see if you connect well and communicate effectively. A strong relationship and clear communication are key to a fruitful partnership.
In Alpharetta, Georgia, these crucial considerations can guide you in selecting a financial ally for your success. Choose carefully, as your financial future is at stake.
10 Best Financial Advisors in Alpharetta, Georgia
Explore top financial advisors in the area who are dedicated to leading you toward financial prosperity. Armed with extensive knowledge, expertise, and a strong dedication to outstanding service, these advisors have earned a solid reputation for offering reliable financial advice.
1. oXYGen Financial, Inc.
oXYGen Financial, Inc. is a pioneering force in financial advising and planning in Alpharetta. Picture yourself as the chief executive of your household finances—oXYGen Financial, Inc. steps in as your adept Chief Financial Officer.
Founded by Ted Jenkin and Kile Lewis amid the tumultuous market of 2008, oXYGen Financial, Inc. has since expanded its horizon, launching oXYGen Financial Tax and Business as well as oXYGen Financial Insurance in 2009.
The firm’s unique oXYGen Financial Private CFO service is designed to sculpt a more efficient budget, grow your wallet’s size, and enhance your overall net worth.
Recognized by Investopedia among the Top 10 Financial Advisors in the United States, oXYGen Financial, Inc. boasts an impressive array of accolades. Its commitment to its clients is mirrored in a remarkable 99.8% retention rate.
This firm is not just about numbers; it’s about fostering financial growth and stability, ensuring that every family it serves can breathe easier when it comes to their financial future.
oXYGen Financial, Inc.
35 Old Canton Street
Alpharetta, GA 30009
Phone: (770) 777-0427
2. Wealth Enhancement & Preservation
As your financial advisory partner in Alpharetta, Wealth Enhancement & Preservation is devoted to demystifying the complex financial landscape. The team diligently learns about your most cherished aspirations, offering tailored services that cater to a diverse clientele, including individual investors, entrepreneurs, business owners, and professionals.
Offering a wide array of services from wealth and risk management to retirement planning and beyond, Wealth Enhancement & Preservation is an independent, fee-based wealth management entity specializing in retirement income planning, asset growth, and protection.
It collaborates with you and your tax and legal advisors to implement wealth management strategies tailored to your lifestyle and growth objectives.
Clients of Wealth Enhancement & Preservation look forward to the future with excitement, driven by a focus on wealth preservation and cultivating a lifestyle where work becomes a choice. The team’s unique Compass Wealth FORMula™ ensures a cohesive, result-oriented process to secure and sustain financial independence.
Wealth Enhancement & Preservation
5755 North Point Parkway STE 232
Alpharetta, GA 30022
Phone: (678) 739-0175
3. Merit Financial Advisors, LLC
Merit Financial Advisors, LLC is one of the best financial planners in Alpharetta, Georgia, dedicated to guiding you through life’s hurdles, changes, and triumphs.
Established in 1998, Merit Financial Advisors is on a mission to redefine the client experience, aiming to be the RIA of tomorrow. The firm is deeply committed to enhancing the lives of those it serves, with a particular focus on individuals at pivotal life stages, such as retirement, divorce, or widowhood.
With services spanning life transitions, wealth management, financial planning, and business solutions, Merit Financial Advisors, LL, ensures that as you navigate through life’s transitions, your financial journey is not just secure but also profoundly understood and compassionately guided.
The Merit team, led by CEO Rick Kent with a servant-leadership philosophy, is driven to craft innovative solutions, resolve challenges, and nurture growth, all while maintaining a fiduciary commitment to act in the best interest of their clients.
Merit Financial Advisors, LLC
2400 Lakeview Parkway Suite #550
Alpharetta, GA 30009
Phone: (678) 867-7050
4. Georgia Advisory Group, LLC
Georgia Advisory Group, LLC shines as a premier financial advisor in Alpharetta, offering services beyond investment management. Established in 1983, this independent firm, unaffiliated with any bank or brokerage, has been delivering fee-only fiduciary advice for nearly four decades.
The services at Georgia Advisory Group, LLC are extensive, offering investment management, annuity advisory, IRA rollovers, guaranteed retirement income, life insurance, estate planning, and tax preparation. This ensures a comprehensive financial solution tailored to your unique needs.
The conservative approach at Georgia Advisory Group, LLC, coupled with a team of CPAs, Investment Advisors, Money Managers, Insurance experts, and Estate Planning professionals, ensures the best path forward for each family it serves.
With a team boasting over 120 years of collective experience in the financial sector, Georgia Advisory Group emphasizes growth while safeguarding your assets against volatile markets.
Georgia Advisory Group, LLC
2440 Old Milton Parkway Suite 200
Alpharetta, GA 30009
Phone: (770) 809-6931
5. Forthright Wealth Management
In Alpharetta, Georgia, Forthright Wealth Management provides exceptional personalized financial guidance, ensuring that your financial plans are a true reflection of your personal goals, aspirations, and investment needs.
Serving a diverse clientele, including women investors, business owners, corporate executives, families, healthcare professionals, and retirees, Forthright Wealth Management brings a collective approach to financial planning.
Being a top financial advisory firm in Alpharetta, it offers a depth of experience that exceeds what any single advisor could provide. Clients are the heartbeat of the practice at Forthright Wealth Management, prompting a deep dive into your unique circumstances to develop a tailored plan that charts your financial course.
The spectrum of services at Forthright Wealth Management includes business planning, estate planning, charitable giving & trust, financial planning, portfolio management, retirement planning, and risk management.
The firm’s comprehensive services cater to all life stages, from preparing for retirement to strategizing for your children’s education. Whatever your financial milestone, Forthright Wealth Management is committed to being your trusted partner every step of the way.
Forthright Wealth Management
5755 North Point Parkway, Unit 47
Alpharetta, GA 30022
Phone: (470) 448-4468
6. Owenby Jones Wealth Management
Owenby Jones Wealth Management emerges as a leading wealth advisor in Alpharetta, Georgia, committed to forging enduring partnerships with clients. This commitment is rooted in a firm pledge to earn trust through diligent effort, transparent dialogue, and dependable communication.
Offering a comprehensive suite of services, Owenby Jones Wealth Management specializes in wealth planning, asset management, estate planning, insurance planning, and tax planning.
Each service is tailored to encapsulate the unique financial objectives and situations of its clients, ensuring a personalized strategy that aligns with individual goals and aspirations.
With Owenby Jones Wealth Management, clients can be assured that their financial journey is navigated with expertise, care, and an unwavering focus on surpassing what’s expected.
Owenby Jones Wealth Management
5755 North Point Parkway
Alpharetta, GA 30022
Phone: (678) 224-8480
7. ATLas Investment Advisors
A leading wealth advisor in Alpharetta, ATLas Investment Advisors stands as a dedicated financial confidant, available to cater to your financial needs every day of the year.
The services provided by ATLas Investment Advisors span from dynamic cash flow design and implementation to investment management, thorough tax planning and analysis, insightful insurance reviews, retirement planning, and thoughtful multi-generational planning.
ATLas Investment Advisors sets itself apart with genuine advocacy. Operating as a fee-only advisory firm, it offers a transparent compensation model based on assets under management. This approach affords you unlimited access and support from your advisor throughout the year without worrying about extra charges or hidden commissions.
With a keen focus on taxation, ATLas Investment Advisors ensures that every facet of your income and investments is optimized with tax implications in mind. Its advisors, armed with CPA and CFP® qualifications, are adept at navigating even the most intricate tax matters.
ATLas Investment Advisors
11720 Amber Park Drive, Suite 160
Alpharetta, GA 30009
Phone: (770) 336-6805
8. TandemGrowth Financial Advisors, LLC
TandemGrowth Financial Advisors, LLC, a dedicated financial advisory firm in Alpharetta, Georgia, creates customized financial roadmaps designed to optimize your resources and fulfill your aspirations. With its team of compassionate financial advisors, you gain clarity and unbiased insight into how each decision can shape your future, ensuring you’re well-prepared at every juncture.
Offering comprehensive wealth management services, TandemGrowth Financial Advisors provides expertise in financial planning, retirement planning, asset management, tax planning, risk management, college savings plans, and estate planning.
What sets TandemGrowth Financial Advisors apart is its commitment to on-call, personalized service. The firm believes that the depth of its client relationships distinguishes them from others in the field. Working collaboratively, it crafts tailored financial strategies and stands by to assist you through all of life’s financial decisions.
TandemGrowth Financial Advisors adopts a holistic approach, recognizing that life is a complex and evolving journey.
TandemGrowth Financial Advisors, LLC
3820 Mansell Road, Suite T30
Alpharetta, GA 30022
Phone: (770) 641-6360
9. Daner Wealth Management
Daner Wealth Management is one of the best wealth advisors in Alpharetta that offers a bespoke approach to retirement savings and financial goal setting.
The team is led by the seasoned expert, Marc Daner, who has been a trusted advisor since 1990, guiding clients through intricate financial landscapes. Alongside him, Vice President Kellie Borror dedicates herself to expanding the firm’s reach.
Always accessible, the team at Daner Wealth Management is committed to discussing your financial matters and providing actionable insights and advice.
The comprehensive services at Daner Wealth Management include integrated wealth planning, investment management, retirement planning, liability management, wealth transfer, estate planning strategies, tax planning, charitable giving, and education funding strategies.
Choosing Daner Wealth Management means opting for a team that genuinely listens, communicates complex recommendations in understandable terms, and ensures that you’re equipped to make optimal decisions for your family’s financial well-being.
Daner Wealth Management
11475 Great Oaks Way, Suite 340
Alpharetta, GA 30022
10. Gibbs Financial Group
At Gibbs Financial Group in Alpharetta, Georgia, every client is met with respect and attentive service.
This Alpharetta wealth advisory firm has established a reputation for proactively managing funds, cultivating robust client relationships, designing tailored retirement portfolios, providing extensive retirement resources and expert consultations, and ensuring regular updates and comprehensive overviews of retirement plans.
At the helm of Gibbs Financial Group is Bo Gibbs, a licensed financial advisor and fiduciary with a Series 65 and insurance license. Bo brings a wealth of experience since 1997, aiding individuals nearing or entering retirement. In early 2015, Bo established Gibbs Wealth Management, driven by a vision to guide other advisors towards achieving similar success.
The team at Gibbs Financial Group engages actively in your retirement planning and wealth management, offering guidance across a spectrum of areas, such as Roth IRAs, 401(k)s, Medicare, annuities, life insurance, Social Security benefits, pension planning, and more.
Gibbs Financial Group
3980 Old Milton Parkway
Alpharetta, GA 30005
The team providing this list of the top 10 wealth advisors in Alpharetta, Georgia believes that smart people make smart decisions because they educate themselves on the choices they’re preparing to make.
We hope we’ve helped you become smarter about choosing a financial advisor that meets your unique needs.
We provide readers with up-to-date information to help them make good decisions when it comes to hiring financial planners in Alpharetta. We hope you’ve enjoyed reading the information we’ve provided.
No content is intended to constitute professional advice. This content is not responsible or liable for any consequences relating directly or indirectly to any action you take or fail to take based on the information provided. It is very important to do your own analysis, based on your own personal circumstances, before making any investment.
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